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Product liability insurance is a type of coverage that shields businesses from the financial fallout of legal claims related to injuries or damages caused by their products. This insurance is particularly relevant for manufacturers, distributors, retailers, and any entity involved in the chain of production and distribution. The Purpose of Product Liability Insurance The...

Strict product liability is a legal doctrine that holds manufacturers, distributors, and sellers responsible for defective products, regardless of negligence. It is rooted in the concept that consumers have a right to expect that the products they purchase are safe when used as intended. If a product fails to meet these reasonable expectations due...

Personal injury cases often hinge on legal concepts such as negligence and negligence per se. While related, these terms have distinct differences in their application and legal significance. Negligence: A Breach of General Duty Negligence is the basis of most personal injury claims, which occurs when an individual fails to uphold the expected standard...

With safety being paramount, especially when it comes to our little ones, staying informed about toy recalls is crucial. The Consumer Product Safety Commission (CPSC) website (https://www.cpsc.gov/Recalls) is an excellent resource for the latest recalls and safety alerts. The CPSC regularly updates information about products posing potential risks. 1. Sign Up for Alerts Stay...

Navigating the car accident claim process is complex, and circumstances may arise where you need to revisit a closed claim. However, there are only a few situations when a claim can be reopened in Philadelphia.  Duress or Coercion Duress or coercion involves the at-fault party’s insurance company exerting undue pressure or influence over you...

Pennsylvania offers two distinct motorcycle license classifications to accommodate various skill levels. Class M: The Standard Motorcycle License The Class M license is the standard motorcycle license in Pennsylvania. It authorizes individuals to operate motorcycles on public roads. To obtain a Class M license, riders typically need to pass written and skills tests or...