Philadelphia Bad Faith Insurance Lawyer

Bad faith insurance occurs when an insurance company unreasonably denies, delays, or undervalues a legitimate claim. While insurers have the right to investigate claims and challenge fraudulent ones, they must do so in a fair and timely manner. If an insurer wrongfully refuses to fulfill its contractual obligations, it may be acting in bad faith. When this happens, you may be entitled to legal action against the insurer. To discuss your case in a free consultation, call (215) 774-5509 or message us online today.

Why Choose Our Philadelphia Bad Faith Insurance Lawyer?

• Proven Results: With over 25 years of success, we have recovered millions for clients.
• Personalized Attention: We provide dedicated, one-on-one support, guiding you through every step of your claim.
• Trial-Ready Strategy: We prepare every case for trial, using top experts to build the strongest claim—you pay nothing unless we win.

Common Examples of Bad Faith Insurance

Bad faith tactics can take many forms, including:

• Unreasonable Claim Denials: The insurer refuses to pay a valid claim without providing a legitimate reason.
• Delaying Payment: The company intentionally stalls the claims process, hoping the claimant will give up.
• Misrepresenting Policy Terms: The insurer provides misleading or false information about coverage to avoid paying a claim.
• Failing to Investigate: The insurer does not conduct a thorough or timely investigation before denying a claim.
• Unfairly Low Settlement Offers: The company offers significantly less compensation than what the claimant is entitled to.
• Retaliation Against Claimants: The insurer threatens or cancels coverage after a claimant files a claim, such as one after a car accident.

If an insurance company engages in any of these practices, it may be acting in bad faith, and claimants have the right to take legal action.

How a Philadelphia Bad Faith Insurance Attorney Can Help

Navigating a bad faith insurance claim in Philadelphia can be complex and challenging. An experienced bad faith insurance lawyer can provide invaluable assistance in the following ways:

Case Evaluation

Assessing the specifics of your situation to determine if the insurer’s actions constitute bad faith under Pennsylvania law.

Evidence Collection

Gathering and preserving critical documentation, such as correspondence, claim forms, and expert opinions, to build a strong case.

Negotiation

Engaging directly with the insurance company to seek a fair resolution, leveraging knowledge of Pennsylvania’s bad faith statutes to advocate on your behalf.

Litigation Support

If necessary, representing you in court to pursue the compensation you deserve.

By enlisting the help of a skilled Philadelphia bad faith insurance attorney, you can effectively challenge unfair insurance practices and significantly increase your chances of recovering the compensation rightfully owed to you.

Contact Us Today

If you believe your insurance company is acting in bad faith, keep records of all communications, policy documents, and claim-related paperwork. Insurance companies are legally required to handle claims fairly and in good faith. When they fail to do so, you have the right to hold them accountable through legal action. If you suspect bad faith practices, contact Rosenbaum & Associates for a free consultation. We can help protect your rights and ensure you receive the compensation you deserve.